New York Auto Insurance

We know that living in New York can be expensive. The National Association of Insurance Commissioners (NAIC) has even reported that New York, at an average rate of $1,047 per year, is the most expensive state to insure your car. Here at New York Motor Insurance, we made it our job to find you the most affordable auto insurance quotes for you and your family, so that you won’t have to pay the outrageous insurance prices that your fellow New Yorkers pay.

On, we give you a couple of different options to get the auto insurance rates you want.

  1. Our auto insurance quote comparison form
  2. Our insurance agent directory

Let’s first talk about our insurance quotes comparison form…

Compare New York Auto Insurance Quotes

You will be able to find our auto insurance quote form on the top of every page of To begin using it, all you need to do is enter your zip code and hit “GO.” You will then be brought to a brief three-page questionnaire asking you about your vehicle and the driver.

You will be asked for the following information about your vehicle:

  • Make and model
  • Year
  • The primary use of the vehicle
  • Average annual miles that you drive

You will be asked for the following information about the primary driver of the vehicle:

  • Age and gender
  • Address
  • Accidents or traffic violations in the past three years
  • Credit rating

After completing this form (should take you no longer than a few minutes), you will be contacted by our licensed New York insurance agents who will present you with quotes. Alternatively, you can click on the links to insurance companies that appear at the end of the form. Doing so will give you instant quotes from these affiliated providers.

Finding An Auto Insurance Agent In New York

If you want to do the brunt of the leg work yourself and find an insurance agent the old fashioned way, we also give you that option. Visit our New York auto insurance agents directory to find an agent near you. We provide you with a complex index of agent names, email addresses, phone numbers, and websites.  The licensed auto insurance agents that we list are all categorized by city/town so that you can quickly find an agent near you.

We know that sometimes, talking to a human being is more comforting and assuring than working with a computer program. If you prefer to speak to a real insurance agent as opposed to getting insurance quotes instantly online, feel free to give one of our listed agents a call.

Additional New York Insurance Information

Before you buy insurance, you might want to read more about auto insurance in the State of New York to further educate yourself on what you exactly need. For this reason, these pages below might help you out:

New York Insurance Laws – New York state, like any other state in the United States, has its own set of unique auto insurance rules, regulations, requirements, and minimums. Most insurance agents will only present you with insurance policies that comply with New York law. Still, however, it is smart to know beforehand what you need so that you will have a good idea of how much you will have to pay.

Auto Insurance Types – Familiarize yourself with the types of insurance coverage usually offered in the state of New York. If liability, personal injury, collision, comprehensive, underinsured, medical, or rental reimbursement are words that sound foreign to you, you should probably brush up on your insurance vocabulary before negotiating for better rates on your premiums.

Auto Insurance For Students In New York – New York is a state full of CUNY’s and SUNY’s. It is filled with prestigious universities like Columbia, Cornell, NYU, Syracuse, and Fordham. Going to school in New York, however, can become quite the financial burden as universities here can cost over $50,000 per year. Learn more about special auto insurance discounts for students so that auto insurance costs won’t financially cripple you as much as your school bill will.

Auto Insurance For Teens And First Time Drivers In New York – If you are one of those unlucky kids who has to pay for his own car insurance – fear not! We have some ideas to help you find competitive rates and discounts (even if your driving experience is minimal to nothing).

New York SR22 and High Risk Driver Insurance – An SR22 form is something that insurance providers require from drivers who are deemed to be high risk (usually after a DUI/DWI conviction). New York has a unique set of laws and requirements for high-risk drivers who need to submit these SR22 forms.

Lower Your New York Auto Insurance Costs – Check out this list of tips that any New York driver can follow to cut their insurance rates. Some of these things are so simple that even a caveman can do it!

Alternatively, if you feel that you are already educated enough to start getting auto insurance quotes, please enter your zip code in the box above to get started. Good luck and happy shopping!

new york auto insurance quotes