Saturday, February 27, 2021 12:49
Preferred Mutual is a New York-based regional insurer that has been serving policyholders since 1896. For New York drivers, the company offers the standard auto insurance coverages you would expect, along with discounts, accident forgiveness and an optional Premier Auto Endorsement that bundles several additional protections. Preferred Mutual may be Read More…
Friday, February 26, 2021 13:03
The General is a well-known auto insurer that focuses heavily on drivers who may have difficulty finding affordable coverage in the standard insurance market. That can include drivers with accidents or violations, a lapse in coverage, or less-than-perfect credit. The General currently sells car insurance in New York, including policies Read More…
Sunday, February 21, 2021 12:45
Utica National is a New York-based insurance group that sells personal auto insurance through independent agents. For New York drivers, its policies include the coverages required by state law along with optional physical damage coverage, enhanced coverage packages, and a range of discounts. There have also been some changes worth Read More…
Wednesday, December 30, 2020 22:07
After a car accident, one of the biggest questions is how long it will take your insurance company to inspect the damage, approve the claim, and issue payment. In New York, there is no single deadline that applies to every type of auto insurance claim. The timeline depends on whether Read More…
Sunday, December 27, 2020 12:20
Financing a car lets you spread the purchase price over time, but it can also affect the insurance coverage you need. New York law establishes the minimum insurance required to keep a vehicle registered, while your lender will usually require additional coverage to protect the vehicle that secures the loan. Read More…
Saturday, December 26, 2020 21:05
After a car accident, insurance may help pay to repair your vehicle, but coverage is not automatic in every situation. Whether repairs are covered depends on who was at fault, which coverages apply, your deductible, the insurer’s estimate and the terms of the policy. If you are making a claim Read More…
Friday, December 25, 2020 13:38
A brand-new vehicle can lose value quickly after purchase. If it is totaled or stolen, standard auto insurance generally settles a covered physical-damage claim based on the vehicle’s value at the time of the loss rather than what you originally paid for it. New car replacement coverage is an optional Read More…
Wednesday, December 23, 2020 12:55
Your car’s actual cash value (ACV) is especially important after a serious accident or theft. In New York, ACV can determine how much an insurer pays when a covered vehicle is declared a total loss. ACV is based on what the vehicle was worth immediately before the loss, taking into Read More…
Tuesday, December 22, 2020 14:09
Nationwide offers auto insurance in New York, with standard coverage options, optional add-ons, discounts, online policy management, and its SmartRide usage-based insurance program. Whether Nationwide is a good fit for you depends largely on the price it quotes for your specific driver profile and how its coverage compares with competing Read More…
Wednesday, December 02, 2020 15:56
Car insurance for a 19-year-old in New York can still be expensive, even though rates generally begin to fall as young drivers gain experience. Age is only one part of the price: your ZIP code, vehicle, driving record, coverage limits, deductibles, household policy structure, and insurer can all make a Read More…