Is Safeco Auto Insurance Good for New York Drivers?

Monday, July 12, 2021 10:56

If you are shopping for Safeco car insurance in New York, there is an important change to know: Safeco is no longer being marketed as a separate insurance brand. Liberty Mutual, which acquired Safeco in 2008, officially retired the Safeco brand on April 25, 2026. New personal insurance products are Read More…

What Is a Claims-Free Discount?

Thursday, July 08, 2021 10:10

When shopping for car insurance, discounts can make a meaningful difference in your premium. One discount you may encounter is a claims-free, accident-free, or careful-driver discount, which rewards drivers with a favorable driving history. These terms are sometimes used interchangeably, but the rules are not identical from one insurer to Read More…

What Insurance Do Amazon Delivery Drivers Need in New York?

Wednesday, July 07, 2021 10:14

If you deliver packages for Amazon in New York, the insurance you need depends heavily on which type of Amazon delivery job you have. Drivers employed by an Amazon Delivery Service Partner (DSP) normally use a company-provided delivery vehicle with insurance provided by the DSP. Amazon Flex drivers, on the Read More…

Where to Get Food Delivery Insurance in New York State

Tuesday, April 20, 2021 11:21

Driving for Uber Eats, DoorDash, or another delivery platform can be a flexible way to earn extra income, but using your personal vehicle for paid deliveries can change how your auto insurance applies. In New York, there is no single rule requiring every food delivery driver to buy a commercial Read More…

OEM Parts Coverage Explained

Monday, April 19, 2021 11:03

When selecting a car insurance policy, you may be offered several types of add-on coverage. One option is OEM parts coverage, sometimes offered as an endorsement or included in a broader coverage package. OEM parts coverage generally helps pay for original equipment manufacturer parts when your vehicle is repaired after Read More…

Diminishing Deductibles Explained

Sunday, April 18, 2021 13:18

A diminishing deductible, sometimes called a vanishing or disappearing deductible, is an optional car insurance feature that can reduce the deductible you would owe after a covered claim. Depending on the insurer, your deductible may decrease after each claim-free or violation-free policy period, or the insurer may use another type Read More…

Will Auto Insurance Pay for Fuel Delivery If You Run Out?

Saturday, April 17, 2021 11:23

Running out of fuel can leave you stranded at the worst possible time, especially if you are driving through a rural area or on a highway with few nearby gas stations. Fortunately, many roadside assistance programs can bring enough fuel to get you moving again. Standard car insurance generally does Read More…

Will Your Car Insurance Pay for a Locksmith?

Friday, April 16, 2021 1:02

If you are locked out of your car, your New York auto insurance may help pay for a locksmith—but only if you have the right coverage. New York’s required auto insurance coverages do not include locksmith or lockout service. In most cases, this type of help comes through optional roadside Read More…

Is National General Auto Insurance Good for New York Drivers?

Saturday, March 06, 2021 12:28

National General is an Allstate company that sells auto insurance in New York and throughout the United States. It offers the standard coverage New York drivers need, along with optional features, discounts, telematics, online account access, and a mobile app. However, exact coverage options, discounts, eligibility, and rates can vary Read More…

Is Chubb Auto Insurance Good for New York Drivers?

Tuesday, March 02, 2021 13:09

Chubb offers a distinctive type of car insurance for New York drivers who want higher coverage limits, strong protection for valuable vehicles, and additional control over how a damaged car is repaired. Its Masterpiece auto coverage includes features such as agreed value coverage, original equipment manufacturer (OEM) parts, generous rental Read More…

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