Uninsured/Underinsured Motorist Coverage in New York

Monday, June 25, 2018 17:16

One of the insurance options out there is underinsured and uninsured motorist insurance. You probably know a little bit about insurance if you own a vehicle. Having liability insurance is something that is required by law in every state in the United States. Above and beyond liability insurance, there are Read More…

Medical Payments Coverage in New York State

Friday, June 22, 2018 21:29

Medical payment coverage, or MedPay, is one of the insurance options you have when it comes to your vehicle insurance in New York. Some people get confused about this type of insurance, thinking that it has to do with health insurance, but this is a specific type of insurance that Read More…

Auto Liability Insurance In New York

Thursday, May 31, 2018 21:20


If you are going to drive a vehicle in New York State, you must carry auto liability insurance. In fact, all vehicles that are registered in the Empire State have to be covered by this type of insurance. The New York Motor Vehicle Financial Responsibility Law requires it. In other Read More…

What You Need to Know About Collision Coverage in New York State

Wednesday, May 30, 2018 16:58


The State of New York has strict requirements regarding auto insurance. All drivers are legally required to carry liability insurance that offers $25,000 in coverage for bodily injuries sustained to one person, $50,000 for bodily injuries sustained by two or more people, and $25,000 for property damage. Driving a vehicle Read More…

What are the Penalties for Driving without Insurance in New York?

Tuesday, May 29, 2018 15:57


In the State of New York, operating a motor vehicle without insurance is deemed a criminal offense. According to the New York Motor Vehicle Financial Responsibility Law, drivers are required to carry a liability insurance policy that has a bare minimum of 25/50/10 coverage – $25,000 to cover the injuries Read More…

Comprehensive Auto Insurance in New York State

Monday, May 28, 2018 17:53

In the State of New York, drivers are legally required to carry liability insurance on their vehicles. This type of insurance protects you, your passengers, and others on the road from the damages that can occur in an accident, preventing you or someone else from having to pay for things Read More…

Property Damage Protection Coverage in New York State

Thursday, May 24, 2018 17:03

In the State of New York, motorists are required to carry liability insurance coverage. This type of insurance includes property damage protection, which covers the cost of damages that others sustain in the event of a motor vehicle accident. This damage can include any type of personal property, such as Read More…

What is the New York Automobile Insurance Plan (NYAIP)?

Wednesday, May 23, 2018 20:02


As a no-fault auto insurance state, auto insurance providers are required to cover the cost of medically related injuries and damages that occur in the event of an auto accident, no matter who is responsible for the accident. The No-Fault Law was enacted in New York in 1974. The purpose Read More…

Personal Injury Protection in New York State

Tuesday, May 22, 2018 20:22


New York is a no-fault insurance state. As such, motorists within this state are legally required to carry Personal Injury Protection. Personal Injury Protection (PIP) provides medically related benefits for injuries that drivers and passengers sustain as a result of a car accident, regardless of who is at fault. What Read More…

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