Saturday, August 17, 2019 14:52
If you want to lower your premium without cutting protection, anti-theft technology is worth a closer look. As of 2026, the New York Department of Financial Services says auto insurers in New York must provide discounts for anti-theft devices and window-glass VIN etching. That does not mean every device earns Read More…
Friday, August 16, 2019 15:04
For New York drivers, the best roadside assistance plan depends on how and where you drive. A Manhattan commuter may care most about fast lockout help and short tows, while an upstate family may need longer towing limits, nationwide coverage, and stronger trip benefits. If you are still sorting out Read More…
Thursday, August 15, 2019 23:11
Sometimes, yes—but not automatically. In most cases, a standard auto policy will not pay for a tow after a mechanical breakdown unless you added towing and labor or a roadside assistance endorsement. A tow may also be covered when it is part of a covered collision or comprehensive claim, but Read More…
Wednesday, August 14, 2019 14:27
Accident forgiveness can be worth buying, but only in the right situation. It makes the most sense when one at-fault claim would noticeably strain your budget, you expect to stay with the same insurer, and the added cost is modest. For many drivers, the better first step is understanding how Read More…
Tuesday, August 13, 2019 14:49
As of 2026, the basic answer is yes: many insurers still treat annual mileage as a pricing factor, and some now use telematics instead of a flat low-mileage discount. If you rarely use your car, a shorter commute, remote work schedule, or mostly parked second vehicle may help lower your Read More…
Tuesday, July 16, 2019 19:54
Usually, yes—many insurers offer a paid-in-full discount, waive installment fees, or do both when you pay the full policy term up front. But the savings are not universal, and “paying early” is not always the same as “paying in full.” If you are comparing carriers, start by reviewing leading auto Read More…
Monday, July 15, 2019 16:32
Yes—many insurers offer a multi-car discount when you insure more than one vehicle with the same company. The NAIC lists multiple vehicles on one policy as a common discount, but there is no universal savings percentage. Before you consolidate everything, compare the best auto insurance companies for price, coverage quality, Read More…
Wednesday, July 03, 2019 16:16
Car insurance in New York can be expensive, especially in dense areas where insurers see a greater chance of claims and city driving can look more like higher-risk auto insurance. For drivers trying to control costs, buying only the legal minimum can be a practical starting point—particularly if you already Read More…
Monday, July 01, 2019 15:48
If you are trying to file a claim after an accident, a denial can feel like a second blow. In most cases, though, an insurer is not just saying no at random. A denied claim usually comes down to one of a few issues: the policy was not active, the Read More…
Saturday, June 29, 2019 14:37
As of 2026, the New York Motor Vehicle Law Enforcement Fee is a state-required charge added to many New York auto liability policies. In most cases, it is $10 per insured registered vehicle each year, or $5 for a six-month policy term. It is separate from the premium your insurer Read More…