Sunday, November 08, 2020 21:25
Parking your vehicle in a private garage may help protect it from some weather, theft, and falling-object risks, but it does not automatically qualify you for a New York car insurance discount. Whether an insurer offers a garage, secure-storage, or limited-use credit depends on the company, the policy, and the Read More…
Thursday, November 05, 2020 20:56
When your child leaves New York for college, your auto insurance may need to be updated even if the family vehicle stays at home. If your son or daughter recently graduated from high school and will attend college without taking the family car, ask your insurer about a student away Read More…
Wednesday, November 04, 2020 13:21
State Farm can be a good fit for some New York drivers, especially people who want a local agent while still managing bills, insurance cards, roadside assistance, and claims online. It is not automatically the cheapest insurer, however. Your price depends on factors such as your location, driving history, vehicle, Read More…
Tuesday, November 03, 2020 22:16
A vehicle fire can be frightening and dangerous. After everyone is safe and the fire is under control, you may wonder whether your auto insurance will pay to repair or replace the vehicle. The answer depends on the coverage included in your policy and what caused the fire. In most Read More…
Tuesday, November 03, 2020 20:44
USAA is a major auto insurance company serving members of the military community and eligible family members. It offers auto insurance in New York, but it is not available to every driver. USAA may be worth considering if you qualify for membership, but you should not assume it will always Read More…
Tuesday, October 27, 2020 13:35
Yes. In New York, an auto insurer may use information from your credit history as one factor when underwriting a new policy or determining your initial rate or rating tier. However, a credit-based insurance score is not the same thing as the credit score a lender uses, and New York Read More…
Wednesday, October 14, 2020 14:56
Yes, some auto insurers in New York offer discounts based on homeownership. However, a homeowner discount is not required by New York law, and it is not available from every insurer or every underwriting company. Starting November 23, 2026, New York Insurance Law Section 2341 bars insurers from using homeownership Read More…
Wednesday, October 07, 2020 11:53
Adding a child to your car insurance policy in New York is usually straightforward, but the timing matters. You should contact your insurer when your child receives a learner’s permit rather than assuming you can wait until they have a full license. New York insurers are permitted to consider resident Read More…
Tuesday, October 06, 2020 19:07
Before taking your recreational vehicle on the road, make sure you understand the insurance and registration rules that apply in New York. The answer depends mainly on whether your RV has its own engine or must be towed, how you use it, and whether a lender requires specific coverage. Short Read More…
Tuesday, October 06, 2020 11:06
When a high school student starts driving in New York, one of the first insurance questions parents face is when to add the new driver to the family policy. In most cases, the best time to contact your insurer is when your teen receives a learner permit rather than waiting Read More…