Monday, October 05, 2020 20:05
Getting a learner’s permit is a major milestone for a teen driver, but it also raises an important insurance question: does a teenager with a learner’s permit need car insurance in New York? A New York learner’s permit holder generally does not need to purchase a separate auto insurance policy Read More…
Wednesday, September 30, 2020 14:56
Adding a 16-year-old driver to a New York auto insurance policy can cause a substantial premium increase. New drivers have little driving history, and insurers have extensive claims data showing that inexperienced teen drivers have higher crash risk than experienced adults. There is no single price that every New York Read More…
Sunday, September 27, 2020 19:28
GEICO is one of the largest auto insurers in the United States and a major provider of car insurance in New York. It offers the coverage required by New York law along with optional collision, comprehensive, roadside assistance, rental reimbursement, usage-based insurance, and other coverage options. GEICO may be competitively Read More…
Saturday, September 26, 2020 19:56
Car insurance can be expensive for a first-time driver in New York City. New York insurers are allowed to consider driving experience, age, territory, vehicle use, annual mileage, and other approved rating factors when calculating premiums. In fact, the New York State Department of Financial Services (DFS) states that a Read More…
Friday, September 25, 2020 11:04
Progressive is one of the major national insurers available to New York drivers. The company offers New York’s required auto insurance coverages along with collision, comprehensive, medical payments, rental reimbursement, roadside assistance, and other optional protections. Price is only one factor to consider when comparing different insurance companies. Coverage limits, Read More…
Thursday, September 24, 2020 21:49
Allstate is a long-established national insurer that sells auto insurance in New York through local agents, online, and by phone. For New York drivers, the more useful question is not whether Allstate is universally “cheap” or “expensive,” but how its quote, coverage options, discounts, and service compare with other insurers Read More…
Wednesday, September 23, 2020 19:33
If you cannot obtain car insurance through New York’s regular insurance market, the New York Automobile Insurance Plan (NYAIP) may provide another path to coverage. The NYAIP is New York’s assigned risk plan for drivers and other applicants who are unable to obtain qualifying auto insurance through ordinary methods. The Read More…
Tuesday, September 22, 2020 15:11
NYCM Insurance, formally New York Central Mutual Fire Insurance Company, is a New York-based property and casualty insurer that has operated since 1899. The company sells auto insurance exclusively in New York through independent insurance agents, making it one of the state’s long-established regional alternatives to national insurers. NYCM offers Read More…
Wednesday, August 26, 2020 14:32
Retirement can change the way you use your car. You may stop commuting, drive fewer miles, or use your vehicle mainly for errands, appointments, and leisure. Those changes do not automatically guarantee cheaper car insurance, but they may create opportunities to lower your premium. For New York retirees, the most Read More…
Friday, July 03, 2020 15:20
Texting while driving is illegal in New York, and the state’s distracted-driving rules cover much more than sending a text. Drivers can also be ticketed for holding a portable electronic device to read email, browse the web, view or take photos, play games, or perform other electronic tasks while driving. Read More…