Tuesday, May 08, 2018 19:10
New York drivers must carry auto insurance to register and legally operate a vehicle. If you’re trying to find the lowest possible price, the most reliable strategy is to compare multiple quotes for the same coverages and deductibles—then apply every discount you qualify for. For practical ways to cut costs Read More…
Saturday, May 05, 2018 20:10
Driving for Uber or Lyft can be a flexible way to earn income in New York—but it also changes how your car insurance works. Most personal auto policies exclude “livery” or “for-hire” use, meaning you can’t assume your everyday coverage will respond the same way once you start taking paid Read More…
Thursday, May 03, 2018 18:32
If your business owns vehicles, has employees who drive for work, or uses a car, van, or truck to deliver goods or provide services, you’ll usually need commercial auto insurance. The right policy helps protect your business from crash-related lawsuits, vehicle repair bills, medical costs, and operational downtime. Note: Coverage Read More…
Wednesday, March 19, 2014 23:07
Car sharing lets you book a car for a few hours or a few days without owning one, and peer-to-peer platforms let you earn money by renting out a car you already own. In New York, the two main options right now are Zipcar for fleet cars and Turo for Read More…
Thursday, February 20, 2014 2:24
Car insurance in Rochester has long been cheaper than in New York City, and that’s still the usual pattern. But there’s no single Rochester rate. What you pay for auto insurance in Rochester depends on where the car is kept, your driving record, the car you drive and the coverage Read More…
Friday, January 24, 2014 21:47
Letting a friend (or extended family member) drive your car can be practical—especially for holiday visits, emergencies, or situations where their vehicle isn’t a great fit for local roads (for example, a visitor arriving in a recreational vehicle). The real question is whether you should formally add them to your Read More…
Thursday, September 26, 2013 14:29
In New York, you generally must carry New York State-issued auto liability insurance to keep a vehicle registered and legally drive it. If you’re stopped and can’t meet the state’s insurance requirements, you may be ticketed (and in some situations, the DMV can take action against your registration and license). Read More…
Monday, September 16, 2013 19:27
A first DWI in New York carries a fine of $500 to $1,000, up to a year in jail, and a license revocation of at least six months. Even a first DWAI, the lowest alcohol charge, brings a $300 to $500 fine and a 90-day suspension, and since February 16, Read More…
Wednesday, August 28, 2013 19:36
The best cars for New York City are small, easy to park and cheap to fix after the curb scrapes and dings that come with city parking. Compact hybrids like the Toyota Prius, Honda Civic Hybrid and Kia Niro top this list because they use the least fuel in stop-and-go Read More…
Friday, August 16, 2013 20:44
The apps most New Yorkers end up keeping are the official MTA app and a route planner for getting around, NYC311 and ParkNYC for parking, and Tolls NY if they drive into Manhattan’s congestion relief zone. Add Uber, Zipcar, Seamless and Yelp, and you’ve covered most of daily life in Read More…