Is It Ever Worth It to Pay Out-Of-Pocket for Damages?

Thursday, March 05, 2020 16:53

Car insurance is designed to prevent you from having to pay out-of-pocket for necessary car repairs. However, there are some situations where it’s actually worth it to pay out-of-pocket for your car’s damages. Here’s when you should consider paying out-of-pocket for damages and why it makes sense. The Accident Is Read More…

How to File a Police Report After an Accident in New York

Wednesday, March 04, 2020 14:43

After getting into a car accident, one of the first things you should do is file a police report. If you’ve never filed a police report before, you may be wondering how exactly to go about the process. Here’s an overview of how to file a police report in New Read More…

What Happens If You Hit a Pedestrian While Driving? Will Insurance Pay?

Saturday, February 01, 2020 15:59

Hitting a pedestrian with your vehicle while driving is a serious situation. To protect the pedestrian and avoid exposing yourself to liability, you need to take action immediately. What happens if you hit a pedestrian while driving? Will insurance pay if you hit a pedestrian while driving? Today, we’re explaining Read More…

Do I Have Too Much Car Insurance Coverage?

Thursday, January 30, 2020 16:25

Car insurance is essential if you’re going to be out on the road. Not only is it legally required, but it will prevent you from experiencing a serious financial loss if you get into an accident. However, it is possible to have too much car insurance. If you have more Read More…

Is There a New Car Grace Period for Insurance?

Monday, January 27, 2020 12:56

Getting a new car is exciting – it means newfound freedom and comfort as you travel around your city. It’s crucial that you have insurance for your new car, but it can take some time to get things set up. Most insurance companies offer a grace period as you switch Read More…

What If I Can’t Afford Car Insurance Anymore?

Friday, January 24, 2020 16:28

Car insurance is a must for anyone who’s going to be on the road. However, it can also get very expensive very quickly. This is particularly true in New York, which has higher car insurance rates than many other states because of its population density and weather. If you’re struggling Read More…

Do I Have Enough Car Insurance Coverage?

Thursday, January 23, 2020 17:15

Car insurance is essential for staying safe on the road. If you get into an accident, car insurance will pay for medical bills and property damage. New York state has specific car insurance requirements, but in many cases, you’ll want to purchase more car insurance than the state legally requires. Read More…

Can Police Officers Get Auto Insurance Discounts?

Thursday, January 02, 2020 17:33

When signing up for car insurance, it’s important to ask your agent about potential discounts. Car insurance companies offer a wide range of discount options, many of which are very easy to get. In some cases, you can get discounts based purely on the profession you are in. Doctors, teachers, Read More…

Can Military Personnel Get Auto Insurance Discounts?

Thursday, January 02, 2020 12:13

Car insurance companies offer many different types of discounts for their customers to help them save money on their policies. Many of these discounts don’t require you to do anything out of the ordinary, so you can save money on your car insurance just by being yourself. For example, many Read More…

What Happens If You’re Late With Your Insurance Bill?

Tuesday, December 31, 2019 17:10

Of course, we all want to make our car insurance payments on time. However, with the high cost of living and the busy pace of life in New York, it’s easy to let things slide and pay your insurance bill late every now and then. If you’ve made a late Read More…

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