What is the New York Point and Insurance Reduction Program?

Tuesday, May 14, 2019 15:06

If you drive a car in New York state, it’s important to be aware of the Point and Insurance Reduction Program, otherwise known as PIRP. This is a class that can help you learn defensive driving techniques, and it can also reduce the number of points on your license and Read More…

Windshield Damage & Full Glass Coverage in New York

Thursday, May 02, 2019 15:01

A nice peaceful drive in the country can quickly turn into a bad day when a semi-truck drives past you and kicks a large stone into your windshield, causing a giant crack. Repairing or replacing windshields is not cheap, but it has to be done. Does your insurance cover this? Read More…

What is the Good Driver Discount?

Wednesday, April 10, 2019 14:16

Everyone’s auto insurance rates are increasing nowadays. Each year the bill just gets higher and higher. “But what about me? Why are my rates going up? I haven’t been in an accident in over 5 years! Isn’t there anything I can do?” Actually, there is a big discount made specifically Read More…

All About the Good Student Discount for Car Insurance

Monday, April 08, 2019 22:30

Young drivers between the ages of 16 and 25 pay the highest premiums of any age group. This is hardly news to anyone that has a young driver on their auto insurance policy. The reason that young drivers cost so much to insure is simply that they get into the Read More…

Is Animal Damage Covered by Car Insurance?

Friday, April 05, 2019 13:11

You’re back on the road, heading for the upstate country again. Once out of the city, your biggest obstacle on the road might not be cars, but animals. Animals cause more damage to automobiles than people give them credit for. Most of the time the animals mean you no harm, Read More…

Does Car Insurance Cover Damages from Potholes?

Thursday, April 04, 2019 13:03

You decide to drive the long way home from work, taking the scenic route to clear your mind. Everything is nice and pretty until… bump! You just hit a huge pothole in the road, and now you hear a clanking sound. Is damage from potholes covered by your auto insurance? Read More…

Does Car Insurance Follow the Car or the Person?

Wednesday, April 03, 2019 14:40

You and some friends decide to go skiing upstate over the weekend. One of your friends has a nice big Tahoe that can comfortably seat everyone and hold your ski equipment. You’re really excited, so you offer to drive to give you something to do. Unfortunately, your excitement soon turns Read More…

How Do You Insure a Classic or Collector Car?

Saturday, February 23, 2019 17:50

You’ve finally saved up enough money to buy that 1969 Dodge Charger, the one that you’ve been dreaming about since you were a little kid. The only thing that stands in the way between you and miles of blissful driving through the countryside in your new prize vehicle is auto Read More…

How Does Your Driving Record Affect Your Car Insurance Rates?

Thursday, February 21, 2019 18:24

The most common question after getting into an accident is, “will this affect my rates?” The easy answer is yes, accidents affect your car insurance rates. There are some situations in which one accident won’t affect your rates, but generally, just one claim will cause your rates to go up. Read More…

Am I Insured When Driving Out Of State?

Wednesday, February 20, 2019 16:46

You’re finally taking that summer road trip that you’ve been planning all winter. Maybe you’re going to the beaches of Cape Cod, the old town of Alexandria, the countryside of Vermont, or the arts and food of Philly. Hopefully, you’re not going to see the in-laws in Boston, but wherever Read More…

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