Does Auto Insurance Cover Vandalism?

Thursday, June 06, 2019 14:58

If you live in a big city, vandalism on your car is always a concern. Although it may not stop the car from running, it’s unsightly and devalues your car. Vandalism coverage is always helpful to have, particularly in New York, where cities and towns are very dense and your Read More…

What is the Motor Vehicle Accident Indemnity Company? Do I Qualify?

Wednesday, June 05, 2019 22:36

New York State offers protection for those who are injured in auto accidents that were not their fault. This coverage is designed specifically for those who do not already have automobile insurance. The organization that provides this protection is called the Motor Vehicle Accident Indemnity Company, or MVAIC. They have Read More…

How Long After an Accident Can You Sue in New York?

Monday, June 03, 2019 18:20

Severe car accidents can be devastating, financially, physically, and emotionally. If you have experienced a car accident that has severely affected your life and you weren’t the one at fault, you may want to consider suing the other party for damages, particularly if you have large medical bills to pay. Read More…

How Much Does Car Insurance Go Up After An Accident?

Wednesday, May 22, 2019 20:57

Car insurance providers determine their rates based on how much of a risk they consider you to insure. The safer a driver you are, the lower your rates will usually be. Because of this, your rates will usually go up if you get in an accident. Insurers see an accident Read More…

Why Is Car Insurance So Expensive In New York State?

Tuesday, May 21, 2019 14:45

If you’ve moved around at all in your lifetime, you probably know that car insurance prices vary quite a bit depending on your location. One of the most expensive places to get car insurance in the US is New York state. You might expect this, as the cost of living Read More…

How To Get Car Insurance With Bad Credit

Monday, May 20, 2019 16:25

Even if you’re normally fiscally responsible, it’s easy to let your credit slip during a tough financial period. However, poor credit can make things challenging later on when you’re trying to do things like getting car insurance. Insurers want to know that you will make your payments on time, and Read More…

What is the New York Point and Insurance Reduction Program?

Tuesday, May 14, 2019 15:06

If you drive a car in New York state, it’s important to be aware of the Point and Insurance Reduction Program, otherwise known as PIRP. This is a class that can help you learn defensive driving techniques, and it can also reduce the number of points on your license and Read More…

Windshield Damage & Full Glass Coverage in New York

Thursday, May 02, 2019 15:01

A nice peaceful drive in the country can quickly turn into a bad day when a semi-truck drives past you and kicks a large stone into your windshield, causing a giant crack. Repairing or replacing windshields is not cheap, but it has to be done. Does your insurance cover this? Read More…

What is the Good Driver Discount?

Wednesday, April 10, 2019 14:16

Everyone’s auto insurance rates are increasing nowadays. Each year the bill just gets higher and higher. “But what about me? Why are my rates going up? I haven’t been in an accident in over 5 years! Isn’t there anything I can do?” Actually, there is a big discount made specifically Read More…

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