Saturday, October 16, 2021 10:20
Your car’s make and model can have a meaningful effect on how much you pay for auto insurance. Insurers consider the vehicle itself because different cars have different repair costs, values, theft rates, safety equipment, performance characteristics, and real-world insurance loss histories. That does not mean one brand is always Read More…
Sunday, October 03, 2021 11:03
Losing a car key can be expensive as well as inconvenient, especially if your vehicle uses a transponder key, remote fob, or proximity-based smart key. But does car insurance pay for a replacement? In most cases, standard car insurance does not pay to replace a key simply because you lost Read More…
Saturday, October 02, 2021 10:56
Financial strength is an important factor to consider when choosing a car insurance company. An insurer needs enough capital and financial resources to pay covered claims not only during normal years, but also after severe storms, large catastrophe losses, market downturns, and other periods of financial stress. Fortunately, you do Read More…
Thursday, September 16, 2021 10:26
Yes, a car insurance company can deny your application for coverage in New York. Insurers in the voluntary market are generally allowed to decide which risks they are willing to insure, provided their underwriting practices comply with New York law. A denial does not necessarily mean you cannot get insured. Read More…
Wednesday, September 15, 2021 10:17
Teachers in New York may qualify for car insurance savings, but there is no single statewide “teacher discount” that every insurer must offer. Instead, some companies offer educator-specific benefits, while others provide discounts through participating employers, professional associations, alumni groups, or other affinity programs. Discount availability and eligibility can vary Read More…
Tuesday, September 14, 2021 13:49
Farmers offers car insurance to New York drivers, with standard liability and physical-damage coverage plus a range of optional features and discounts that can vary by policy and state. If you are comparing Farmers with other auto insurance companies in New York, the most important questions are whether the available Read More…
Thursday, July 29, 2021 11:36
Kemper is a specialty auto insurer that focuses heavily on drivers who may have difficulty qualifying for standard or preferred-market coverage. In New York, several Kemper-affiliated insurance companies remain licensed for automobile insurance lines, but availability can vary by underwriting company, location, agent, and driver profile. Kemper has also changed Read More…
Wednesday, July 28, 2021 10:35
New York drivers have a wide range of car insurance companies to choose from, and Mercury Insurance remains one of the insurers selling auto coverage in the state. Mercury offers the core coverage required under New York law along with optional collision, comprehensive, roadside assistance, rental reimbursement, and other features. Read More…
Tuesday, July 27, 2021 11:23
Amica Mutual Insurance Company sells car insurance in New York with the required state coverages plus optional protection such as collision, comprehensive, rental reimbursement, roadside assistance, gap-related coverage, and glass coverage. It also offers several discounts and multiple levels of auto coverage. Amica has been in business since 1907 and Read More…
Thursday, July 15, 2021 12:49
Foremost is one of the insurance brands New York drivers may encounter when shopping for auto coverage. The company is part of the Farmers Insurance Group of Companies and offers personal auto insurance alongside its better-known specialty products for motorcycles, RVs, mobile homes, boats, and other vehicles. Foremost’s current auto Read More…