Is Erie Insurance Good for New York Drivers?

Monday, November 30, 2020 20:02

Erie Insurance is a legitimate option worth comparing if you need car insurance in New York. The company is licensed to write auto insurance in the state and offers several useful policy features, including pet coverage, locksmith reimbursement and personal-item coverage. However, not every Erie feature advertised nationally is available Read More…

Is MetLife Insurance Good for New York Drivers?

Saturday, November 28, 2020 21:08

If you are searching for MetLife car insurance in New York, there is an important change to know: MetLife no longer operates its former U.S. Auto & Home business under the MetLife brand. Farmers Insurance completed its acquisition of MetLife Auto & Home in April 2021, and the business was Read More…

How Much Does Car Insurance Cost for an 18-Year-Old in New York?

Friday, November 27, 2020 22:35

Car insurance for an 18-year-old in New York can be expensive, especially if the young driver buys a policy on their own. In CarInsurance.com’s sample rates, updated in June 2026 and based on Quadrant Information Services data, an 18-year-old’s own full-coverage policy in New York came to about $6,413 a Read More…

Do Parking Tickets in New York Affect Auto Insurance Rates?

Tuesday, November 24, 2020 12:14

A parking ticket generally does not directly raise your car insurance rate in New York. Ordinary parking violations are handled separately from moving violations, and they do not add New York DMV violation points to your driving record. Ignoring parking tickets can still cause serious problems, however. In New York Read More…

Is Travelers Auto Insurance Good for New York Drivers?

Monday, November 23, 2020 21:34

Travelers is a large national property and casualty insurer that offers auto insurance to New York drivers through independent agents and other available sales channels. Its policies can include New York’s required liability, no-fault and uninsured motorist coverage, along with optional protections such as collision, comprehensive, gap coverage, rental reimbursement Read More…

How Much Does Car Insurance Cost for a 17-Year-Old in New York?

Sunday, November 22, 2020 13:29

Car insurance for a 17-year-old in New York can be expensive because insurers generally view young and newly licensed drivers as higher-risk. The actual price depends heavily on where the teen lives, the vehicle, driving history, coverage limits, discounts, and whether the teen is rated on a family policy or Read More…

Is Liberty Mutual Auto Insurance Good for NY Drivers?

Saturday, November 21, 2020 13:12

Liberty Mutual is a long-established auto insurer that offers coverage to New York drivers, but whether it is a good fit depends on the price and coverage you are quoted for your specific household. Instead of relying on a statewide average, compare the same limits and deductibles across several insurers Read More…

Do Car Insurance and Registration Address Need to Match?

Friday, November 20, 2020 12:54

Your car insurance and vehicle registration records should accurately reflect where you live and where your vehicle is principally garaged. However, in New York, the street address on your insurance policy does not necessarily have to be identical to the mailing address on your vehicle registration in every situation. The Read More…

What Happens When Your Car Is Totaled?

Thursday, November 19, 2020 21:06

If your car is declared a total loss after an accident, theft, or other covered event, the insurer generally settles the vehicle-damage claim based on the car’s value immediately before the loss rather than the cost of buying a brand-new replacement. What happens next depends on your coverage, the vehicle’s Read More…

Why Is Car Insurance Mandatory?

Wednesday, November 18, 2020 12:14

Why is car insurance mandatory? Because a motor vehicle can cause serious injuries, deaths, and property damage, and states want drivers to have a way to pay for losses they cause. Liability insurance transfers much of that financial risk to an insurer, subject to the policy’s limits, exclusions, and claim Read More…

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