Friday, July 26, 2013 21:48
A metered yellow or green taxi ride in New York City starts at $3.00, then adds 70 cents for every fifth of a mile or every 60 seconds stuck in slow traffic. On top of the meter you’ll usually pay a $1.00 improvement surcharge, a 50-cent MTA state surcharge, and, Read More…
Wednesday, July 24, 2013 17:14
The most expensive cars to insure are usually very large luxury sedans, high-performance sports cars and big luxury SUVs, because they cost the most to repair or replace when they’re damaged or stolen. In the Highway Loss Data Institute’s latest collision data for 2022-24 models, very large luxury cars had Read More…
Tuesday, May 28, 2013 6:03
An auto insurance calculator is a quick way to estimate what you might pay for car insurance based on basic details like your ZIP code, vehicle, driving profile, and coverage choices. It’s a helpful starting point for budgeting and comparing options—but the “final” price is set only after an insurer Read More…
Tuesday, May 07, 2013 15:29
Auto insurance rules are set at the state level, which means New York has its own required coverages and minimum limits. If you register a vehicle in New York, you must keep qualifying insurance active for as long as the registration is valid—even if you don’t drive the car. At Read More…
Friday, March 29, 2013 16:47
New York City car insurance costs more than most of the country because claims here happen more often and cost more to settle. Heavy traffic, a large volume of no-fault injury claims (including fraud), vehicle theft and rising repair bills all feed into what insurers charge drivers in the five Read More…
Friday, February 15, 2013 19:45
Auto insurance fraud raises what honest New York drivers pay because insurers build expected claim costs, including fraudulent ones, into their rates. Insurers reported 43,811 suspected motor vehicle insurance fraud incidents to the New York State Department of Financial Services (DFS) in 2025, and most of them involved no-fault (PIP) Read More…
Saturday, February 02, 2013 0:02
Switching auto insurance companies is usually straightforward—as long as you avoid two common mistakes: creating a coverage lapse or accidentally changing your coverage in a way you didn’t intend. The goal is simple: line up your new policy so it starts before (or exactly when) the old one ends. If Read More…
Friday, January 25, 2013 18:37
You can’t control whether the other driver carries insurance, but you can control what your own policy pays if they don’t. In New York, every auto policy includes uninsured motorist (UM) coverage for injuries caused by an uninsured or hit-and-run driver, and optional SUM coverage raises that protection and extends Read More…
Wednesday, January 16, 2013 21:55
Auto insurance premiums can change at any time, but most increases show up at renewal. Sometimes it’s tied to something specific (like a ticket, claim, or a new driver on your policy). Other times it’s driven by broader trends—higher repair costs, more theft, litigation, or severe weather—where your personal situation Read More…
Tuesday, October 23, 2012 21:57
Driving in New York can be demanding—especially in dense, high-traffic areas. Even a few mistakes can push you into a “high-risk” category with insurers, which usually means fewer carrier options and higher premiums. If you’re dealing with repeated tickets, accidents, or a serious violation, this guide explains what “high risk” Read More…