Thursday, December 12, 2019 16:32
Car accidents can be devastating – not only can they result in property damage, but they can also cause serious injuries. Treating your injuries immediately after a car accident is important, but medical bills can add up quickly. Even if you have good health insurance, it may not cover all Read More…
Monday, December 09, 2019 13:12
Car insurance companies offer a number of discounts to their customers to encourage them to keep coming back. If you’ve been with the same car insurance company for years, you can actually get a discount just for being loyal and continuing to purchase insurance from them. These discounts can really Read More…
Thursday, November 28, 2019 12:51
If you’re looking to save money on car insurance, once of the best ways to go about it is to look at the discounts your car insurance company offers. One popular discount that many insurance companies offer is an autopay discount. Here’s what you need to know about this discount Read More…
Friday, November 22, 2019 13:31
Does car insurance cover falling asleep at the wheel? Or will your insurance claim be denied because you fell asleep while driving? Today, we’re explaining everything you need to know about how falling asleep at the wheel impacts your car insurance claim – if at all. Insurance Should Cover Your Read More…
Monday, October 14, 2019 7:36
No matter where you live in the United States, there is a risk of encountering a natural disaster. Here in New York, we deal with extreme cold, snow, and hail during the winter, as well as massive rainstorms and even the occasional hurricane during the summer. In the middle of Read More…
Sunday, October 13, 2019 4:22
Hit-and-run accidents are unfortunately common, particularly in big cities like New York where you might park your car on the street. If you’re the victim of a hit-and-run, you might find yourself at a loss for what to do. Typically after an accident, you would trade contact and insurance information Read More…
Thursday, October 10, 2019 5:49
Accidental death and dismemberment insurance is a unique form of insurance offered by both life insurance and car insurance companies. It has some of the features of both car and life insurance but is intended to supplement them instead of replacing them. Many companies offer this type of insurance as Read More…
Wednesday, October 09, 2019 3:19
New York’s required auto insurance is a starting point, not a full protection plan. As of 2026, most private passenger vehicles must carry at least $25,000/$50,000 in bodily injury liability, $50,000/$100,000 for fatal-accident liability, $10,000 in property damage liability, $50,000 in no-fault Personal Injury Protection (PIP), and $25,000/$50,000 in uninsured Read More…
Friday, August 23, 2019 13:58
As of 2026, the New York DMV lists the state minimum for property damage liability at $10,000 per crash, and the New York Department of Financial Services explains that no-fault does not pay to repair your car or the other driver’s car. That means a parked-car claim can still leave Read More…
Thursday, August 22, 2019 14:33
If you work for New York State, you may be able to save on auto insurance—but usually not through one automatic statewide discount. As of 2026, the more realistic paths are employer or union affinity programs, payroll-deduction arrangements, and the standard New York discounts that apply to any eligible driver. Read More…