What Happens If Your Auto Insurance Lapses?

Tuesday, February 19, 2019 17:21

A lapse in insurance happens when there is a gap in coverage and carries severe consequences in the state of New York. Always make sure you have active auto insurance, regardless of your situation. For example, if you just moved to New York State and are purchasing a vehicle, you Read More…

6-Month Vs. 12-Month Auto Insurance Policy – Which is Better?

Monday, February 11, 2019 19:35


You have plenty of options when choosing a car insurance policy, and it can be difficult to determine what type of coverage is best for you. One of the biggest decisions you will have to make is how long you want your policy to last for. Car insurance policies are Read More…

Which NYC Borough has the Cheapest Car Insurance Rates?

Tuesday, February 05, 2019 16:35


With more than 8 million people calling New York City home, the Big Apple is the most populated city in the United States. It’s also one of the most expensive cities in the country. Whether you live in Manhattan, the heart of the Big Apple, or you reside in one Read More…

Which Cities in New York State Have the Cheapest Auto Insurance?

Saturday, February 02, 2019 14:34

For motorists, New York State is quite varied in a lot of ways; its home to expansive, curvy, and mountainous roads, busy city streets, and highways that can get jam-packed with bumper-to-bumper traffic. Given the varied landscape and driving conditions of New York – as well as the sheer size Read More…

Can Your Car Insurance Company Drop or Cancel Your Coverage?

Saturday, January 26, 2019 16:37


We have all been in an accident (or a few) sometime within our lifetime – it happens. People make mistakes, we are accident-prone, and sometimes we make bad judgment calls, which is completely normal because we’re human. At the same time, you may be curious about how many accidents it Read More…

Is New York the Worst City to Drive In?

Wednesday, January 23, 2019 21:58

New York is a city with a notoriously difficult reputation when it comes to driving, but how well does that reputation hold up to the scrutiny of data? You may have come across some headlines talking about how New York has the worst drivers or is the worst city to Read More…

What Is An Auto Insurance Claims Adjuster?

Monday, January 14, 2019 15:49

In the event of an insurance claim due to an automobile accident, the insurance firm may assign an independent claims adjuster to your case. An adjuster is there to assess the damage to your vehicle after the accident and then to offer a settlement amount. Many people confuse the roles Read More…

What Is A Deductible? How High Should I Set Them?

Friday, January 11, 2019 20:03


According to the New York State Department of Financial Services, a deductible is an amount that you agree to be responsible for in the event of a loss under the physical damage or property loss (collision or comprehensive) coverages of your policy. To further illustrate what deductibles are, let’s take Read More…

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