Saturday, June 29, 2019 14:37
As of 2026, the New York Motor Vehicle Law Enforcement Fee is a state-required charge added to many New York auto liability policies. In most cases, it is $10 per insured registered vehicle each year, or $5 for a six-month policy term. It is separate from the premium your insurer Read More…
Friday, June 28, 2019 21:32
After a crash, hit-and-run, weather loss, or vandalism, strong documentation can make your claim easier to prove. As you file a claim, build one organized evidence file with photos, videos, receipts, estimates, and notes. Whether you stay with your current carrier or later compare auto insurance companies, the same rule Read More…
Thursday, June 27, 2019 21:29
If you are moving to Brooklyn or already live there, it is common to see car insurance quotes that are much higher than what drivers pay in many suburban or rural areas. That is not only about your personal record. Insurers also price policies based on where the car is Read More…
Tuesday, June 11, 2019 18:23
If you drive for Uber or Lyft, a standard personal auto policy is usually not enough. In New York, your protection changes depending on whether you are off-app, waiting for a request, heading to a pickup, or carrying a passenger. Before you compare carriers, start with the state’s rideshare driver Read More…
Friday, June 07, 2019 19:04
As of 2026, New York gives drivers 10 days to file a written crash report with the DMV when a crash is reportable. The most important question is whether the accident caused an injury, a death, or more than $1,000 in damage to any one person’s property. Not every minor Read More…
Thursday, June 06, 2019 14:58
Car vandalism can include keyed paint, broken glass, spray paint, stolen emblems, or other intentional damage. That risk can feel higher in dense metro areas, which is one reason car insurance costs in New York can be challenging for many drivers. Whether the damage is covered depends on the type Read More…
Wednesday, June 05, 2019 22:36
The Motor Vehicle Accident Indemnification Corporation (MVAIC) is a New York safety-net program created by the Legislature in 1958 under Article 52 of the Insurance Law. It can step in as a last resort when someone is hurt in a New York crash, has no other auto insurance available, and Read More…
Monday, June 03, 2019 18:20
A serious car crash can trigger medical costs, missed work, and long-term pain. If someone else caused the collision, you may be able to pursue compensation beyond insurance—especially when you’re facing high medical expenses after a crash. But timing matters: New York law sets strict filing deadlines (statutes of limitations), Read More…
Wednesday, May 22, 2019 20:57
After an accident, many drivers see their car insurance premium increase at the next renewal. That’s because insurers price policies based on risk—and a recent claim (especially an at-fault claim) is one of the strongest signals that future losses could be more likely. The exact increase depends on your state’s Read More…
Tuesday, May 21, 2019 14:45
Car insurance prices vary a lot by state, and New York is consistently among the most expensive places to insure a vehicle. That isn’t just “New York is pricey” in general—auto rates are driven by how often claims happen, how severe they are, and what state laws require insurers to Read More…