New York Car Insurance Company Reviews
We’ve reviewed 22 companies that sell, or have sold, auto insurance in New York. Most reviews cover each company’s coverage options, discounts, claims service and financial strength as they apply to New York drivers.
No company is the right fit for every driver. Use the reviews to narrow your list, then compare quotes for the same coverage.
At a Glance
- Check the DFS Complaint Ranking: The Department of Financial Services ranks auto insurers by the complaints it upheld compared with the premiums each wrote in New York over two years. Small insurers can move a lot on one or two complaints.
- One Brand Can Mean Several Companies: Insurers often write policies through more than one company. GEICO, for example, appears in the DFS ranking under three company names.
- Your Price Is Your Own: Each insurer sets its own rating territories and pricing factors, so the company with the lowest price for a friend may not have the lowest price for you.
- Stick to Licensed Insurers: The DMV accepts coverage only from insurers licensed in New York, so confirm the company before you buy.
New York-Based Insurers
- NYCM Insurance: New York Central Mutual’s coverage, discounts, roadside assistance and claims options.
- Preferred Mutual: Coverage, discounts, Premier Auto benefits, claims and financial strength.
- Utica National: Coverage options, discounts, claims service and financial strength.
More Company Reviews
- Allstate: Coverage options, Drivewise, discounts, claims tools and financial strength.
- Amica: Coverage options, discounts, digital service and financial strength.
- Chubb: Agreed value, OEM parts, rental benefits, discounts and claims service.
- Erie Insurance: Policy extras, discounts, ratings and New York-specific limits.
- Farmers: Coverage, discounts, pricing factors, claims tools and key limitations.
- Foremost: Coverage options, discounts and how Foremost differs from Bristol West.
- GEICO: Coverage options, discounts, DriveEasy, roadside assistance and complaints.
- Kemper: Coverage, discounts, claims service and changes to older Kemper products.
- Liberty Mutual: Required and optional coverage, discounts and financial strength.
- Mercury: Coverage, discounts, claims service and important limitations.
- MetLife: What happened to MetLife auto policies after the business moved to Farmers.
- National General: Coverage, discounts, DynamicDrive and complaint data.
- Nationwide: Coverage, discounts, SmartRide and customer service.
- Progressive: Coverage, discounts, Snapshot and claims.
- Safeco: What recent brand changes mean for Safeco policyholders in New York.
- State Farm: Coverage, discounts, claims tools and rideshare options.
- The General: Coverage, discounts, claims tools, complaints and who may benefit.
- Travelers: Required and optional coverage, discounts, claims service and financial strength.
- USAA: Who qualifies in New York, how discounts work and what to compare.
Comparing Companies
- How New York insurers compare: Satisfaction and complaint data, and how to compare quotes fairly.
- Lower-priced companies: Insurers that often quote lower rates in New York, and discounts that lower your own premium.
- Financial strength: How to read an insurer’s financial strength ratings.
- Insurers for rideshare drivers: Companies to compare if you drive for Uber or Lyft.
- Insurers for college students: Companies to compare for New York college students.
Related Guides
You can check any company’s standing in the DFS auto insurance complaint ranking. For switching, renewing and canceling without a gap in coverage, see buying and managing car insurance in New York.