Saturday, August 25, 2018 16:58
“Temporary auto insurance” usually means you need coverage for days or weeks—not a full policy term. In New York, true 1-day or 1-month standalone policies can be hard to find, but there are several safe, legal ways to get covered quickly (especially if you’re renting a car, borrowing a vehicle, Read More…
Friday, August 24, 2018 16:36
If you don’t own a car but still drive in New York (rentals, borrowed cars, car-sharing), a non-owner auto insurance policy can help protect you from out-of-pocket liability after an at-fault crash. Non-owner coverage is designed for licensed drivers who don’t have a vehicle titled/registered in their name. It can Read More…
Thursday, August 23, 2018 14:55
Renting a car in New York can be straightforward—until the rental counter asks if you want “coverage.” The right choice depends on what you already have (your auto policy, a credit card benefit, or neither) and what the rental agreement makes you responsible for. Below is a New York-focused guide Read More…
Saturday, August 18, 2018 16:57
New York requires you to carry New York State–issued auto liability insurance to register a vehicle. If you don’t maintain coverage, the DMV can suspend your registration and your driver license. For the official requirements, see the New York DMV insurance requirements page. That minimum coverage is a starting point—not Read More…
Tuesday, July 03, 2018 20:06
Rental reimbursement (often called “transportation expense” or “substitute transportation”) is an optional add-on that can help pay for a rental car or other temporary transportation after a covered claim. If you rely on your vehicle for work, family, or daily errands, it’s one of the easiest ways to avoid a Read More…
Monday, July 02, 2018 19:07
Roadside assistance can be a low-cost way to avoid surprise bills when your car won’t start, you get locked out, or you need a tow. It’s different from required coverages like liability insurance—roadside assistance is optional and is usually added as an endorsement (often called towing and labor or emergency Read More…
Friday, June 29, 2018 19:33
Canceling auto insurance in New York is usually straightforward—but the timing matters. New York ties your required liability coverage to your active registration and license plates. If you cancel the policy at the wrong time, you can trigger an insurance lapse with the DMV. Below is a practical, NY-specific walkthrough Read More…
Monday, June 25, 2018 17:16
Uninsured driving still happens, and New York’s minimum required limits may not go very far after a serious crash. If you’re reviewing your options after reading about penalties for driving uninsured or updating your New York auto liability coverage, uninsured/underinsured motorist protection is one of the most practical add-ons to Read More…
Friday, June 22, 2018 21:29
Medical Payments Coverage (often called MedPay) is an optional auto insurance add-on that can help pay medical-related expenses after a crash—usually regardless of fault. In New York, MedPay can be confusing because the state’s required no-fault (PIP) coverage already pays many injury-related bills. The key is understanding how MedPay may Read More…
Thursday, May 31, 2018 21:20
If you drive (or even just keep a vehicle registered) in New York State, you must carry auto liability insurance. New York’s Motor Vehicle Financial Security Act requires continuous coverage for most registered vehicles—and the DMV can suspend your registration and license if the policy lapses. Auto liability insurance is Read More…