Wednesday, May 30, 2018 16:58
New York has strict auto insurance requirements, and driving without the required coverage can lead to serious fines and penalties. But beyond the required coverages, there are optional protections that can help you repair or replace your own vehicle after a crash—especially collision coverage. If you want a full overview Read More…
Tuesday, May 29, 2018 15:57
Driving without auto insurance in New York can trigger court penalties and DMV actions—even if the vehicle is “just parked” but still registered. New York law requires New York State-issued auto liability coverage to keep a registration active, and operating without the required financial security is addressed under NY Vehicle Read More…
Monday, May 28, 2018 17:53
In New York State, drivers are legally required to carry certain auto coverages to register and drive a vehicle, including liability coverage (and additional required protections under New York law). Comprehensive coverage is different: it’s optional “physical damage” coverage that protects your car from many non-collision losses. If you’re reviewing Read More…
Thursday, May 24, 2018 17:03
New York drivers are required to carry auto liability insurance, and that liability package includes property damage liability (sometimes called “property damage protection”). If you cause a crash, this coverage helps pay to repair or replace other people’s property—most commonly their vehicle, but it can also include buildings, fences, poles, Read More…
Wednesday, May 23, 2018 20:02
New York requires drivers to carry auto insurance, and it also uses a no-fault system for certain injury-related expenses after a crash. If you want a refresher on how no-fault works (and what it does not cover), see our guide to New York’s no-fault auto insurance rules. Most drivers can Read More…
Tuesday, May 22, 2018 20:22
New York is a no-fault insurance state, which means your auto policy’s Personal Injury Protection (PIP) (often called “No-Fault”) is designed to pay certain accident-related medical and economic costs quickly—without needing to prove who caused the crash. In New York, the mandatory minimum PIP limit is generally $50,000 per person Read More…
Monday, May 21, 2018 16:07
No-fault auto insurance (also called Personal Injury Protection, or PIP) is the part of a New York auto policy that pays certain injury-related costs after a crash—regardless of who caused it. Because it’s required for most registered vehicles, it’s a key piece of New York’s auto insurance laws and minimum Read More…
Saturday, May 19, 2018 22:18
Newly licensed drivers—including college and high school students—often focus on the car, the license, and the first solo drive. In New York, the next (non-negotiable) step is getting the right insurance in place before you register or operate a vehicle. New York requires most drivers to carry auto insurance, and Read More…
Thursday, May 17, 2018 14:49
New York is a no-fault auto insurance state, which means most injury claims start with Personal Injury Protection (PIP) regardless of who caused the crash. At the same time, New York drivers must also carry bodily injury liability coverage (often shortened to “BI”) to protect themselves if they injure someone Read More…
Tuesday, May 15, 2018 13:54
Bundling can be one of the simplest ways to lower your insurance costs—but only if you compare the total package (price and coverage), not just the advertised discount. In this guide, you’ll learn what bundling really means, which policies pair well with auto insurance, and how to shop for a Read More…