Tuesday, May 08, 2018 19:10
New York drivers must carry auto insurance to register and legally operate a vehicle. If you’re trying to find the lowest possible price, the most reliable strategy is to compare multiple quotes for the same coverages and deductibles—then apply every discount you qualify for. For practical ways to cut costs Read More…
Saturday, May 05, 2018 20:10
Driving for Uber or Lyft can be a flexible way to earn income in New York—but it also changes how your car insurance works. Most personal auto policies exclude “livery” or “for-hire” use, meaning you can’t assume your everyday coverage will respond the same way once you start taking paid Read More…
Thursday, May 03, 2018 18:32
If your business owns vehicles, has employees who drive for work, or uses a car, van, or truck to deliver goods or provide services, you’ll usually need commercial auto insurance. The right policy helps protect your business from crash-related lawsuits, vehicle repair bills, medical costs, and operational downtime. Note: Coverage Read More…
Wednesday, March 19, 2014 23:07
Car sharing can be a smart alternative to owning a car—especially in cities where parking, maintenance, and insurance costs add up. You can book a vehicle for minutes, hours, or days, pay only for what you use, and (in many programs) fuel, maintenance, and some insurance protections are built into Read More…
Thursday, February 20, 2014 2:24
Rochester has a long-standing reputation for being a more affordable place to insure a car than many large U.S. metros—but “cheap” depends on your ZIP code, driving history, vehicle, and coverage choices. If you’re pricing auto insurance in Rochester, treat old rankings and citywide averages as context, not a prediction Read More…
Friday, January 24, 2014 21:47
Letting a friend (or extended family member) drive your car can be practical—especially for holiday visits, emergencies, or situations where their vehicle isn’t a great fit for local roads (for example, a visitor arriving in a recreational vehicle). The real question is whether you should formally add them to your Read More…
Thursday, September 26, 2013 14:29
In New York, you generally must carry New York State-issued auto liability insurance to keep a vehicle registered and legally drive it. If you’re stopped and can’t meet the state’s insurance requirements, you may be ticketed (and in some situations, the DMV can take action against your registration and license). Read More…
Monday, September 16, 2013 19:27
New York continues to crack down on dangerous driving—whether it’s distracted driving like texting behind the wheel or driving after drinking. If you drive in the state, it helps to understand New York’s auto insurance laws and requirements and how DWAI/DWI penalties can affect your license and your premiums. Enforcement Read More…
Wednesday, August 28, 2013 19:36
Driving (and owning) a car in New York City is its own skill set: tight parking, constant stop-and-go traffic, and rough pavement that can punish tires and wheels. If you’re street-parking, you’ll also want something that’s easy to maneuver and doesn’t turn every curb tap into an expensive repair. And Read More…
Friday, August 16, 2013 20:44
New York City moves fast—subways, buses, rideshares, deliveries, and the occasional “I’ll just drive this one time” errand. The right apps can save real time (and real money), whether you’re commuting, visiting, or juggling life in the boroughs. We refreshed this list for 2026 and removed outdated picks (including defunct Read More…