Monday, July 02, 2018 19:07
Roadside assistance can be a low-cost way to avoid surprise bills when your car won’t start, you get locked out, or you need a tow. It’s different from required coverages like liability insurance—roadside assistance is optional and is usually added as an endorsement (often called towing and labor or emergency Read More…
Friday, June 29, 2018 19:33
Canceling auto insurance in New York is usually straightforward—but the timing matters. New York ties your required liability coverage to your active registration and license plates. If you cancel the policy at the wrong time, you can trigger an insurance lapse with the DMV. Below is a practical, NY-specific walkthrough Read More…
Monday, June 25, 2018 17:16
Uninsured driving still happens, and New York’s minimum required limits may not go very far after a serious crash. If you’re reviewing your options after reading about penalties for driving uninsured or updating your New York auto liability coverage, uninsured/underinsured motorist protection is one of the most practical add-ons to Read More…
Friday, June 22, 2018 21:29
Medical Payments Coverage (often called MedPay) is an optional auto insurance add-on that can help pay medical-related expenses after a crash—usually regardless of fault. In New York, MedPay can be confusing because the state’s required no-fault (PIP) coverage already pays many injury-related bills. The key is understanding how MedPay may Read More…
Thursday, May 31, 2018 21:20
If you drive (or even just keep a vehicle registered) in New York State, you must carry auto liability insurance. New York’s Motor Vehicle Financial Security Act requires continuous coverage for most registered vehicles—and the DMV can suspend your registration and license if the policy lapses. Auto liability insurance is Read More…
Wednesday, May 30, 2018 16:58
New York has strict auto insurance requirements, and driving without the required coverage can lead to serious fines and penalties. But beyond the required coverages, there are optional protections that can help you repair or replace your own vehicle after a crash—especially collision coverage. If you want a full overview Read More…
Tuesday, May 29, 2018 15:57
Driving without auto insurance in New York can trigger court penalties and DMV actions—even if the vehicle is “just parked” but still registered. New York law requires New York State-issued auto liability coverage to keep a registration active, and operating without the required financial security is addressed under NY Vehicle Read More…
Monday, May 28, 2018 17:53
In New York State, drivers are legally required to carry certain auto coverages to register and drive a vehicle, including liability coverage (and additional required protections under New York law). Comprehensive coverage is different: it’s optional “physical damage” coverage that protects your car from many non-collision losses. If you’re reviewing Read More…
Thursday, May 24, 2018 17:03
New York drivers are required to carry auto liability insurance, and that liability package includes property damage liability (sometimes called “property damage protection”). If you cause a crash, this coverage helps pay to repair or replace other people’s property—most commonly their vehicle, but it can also include buildings, fences, poles, Read More…
Wednesday, May 23, 2018 20:02
New York requires drivers to carry auto insurance, and it also uses a no-fault system for certain injury-related expenses after a crash. If you want a refresher on how no-fault works (and what it does not cover), see our guide to New York’s no-fault auto insurance rules. Most drivers can Read More…