Friday, February 15, 2013 19:45
Auto insurance fraud isn’t a victimless crime. When staged crashes, inflated injury bills, fake documents, and premium misrepresentation make it into the system, the cost pressure eventually shows up in higher premiums for everyday New York drivers. New York’s own public reporting shows the problem is not theoretical: insurers reported Read More…
Saturday, February 02, 2013 0:02
Switching auto insurance companies is usually straightforward—as long as you avoid two common mistakes: creating a coverage lapse or accidentally changing your coverage in a way you didn’t intend. The goal is simple: line up your new policy so it starts before (or exactly when) the old one ends. If Read More…
Friday, January 25, 2013 18:37
Even careful drivers can’t control whether the other driver carries insurance. When an uninsured (or hit-and-run) driver causes a crash, your own policy may be the main path to medical-bill help and financial recovery. Industry research estimates that 15.4% of U.S. motorists were uninsured in 2023 (about one in seven). Read More…
Wednesday, January 16, 2013 21:55
Auto insurance premiums can change at any time, but most increases show up at renewal. Sometimes it’s tied to something specific (like a ticket, claim, or a new driver on your policy). Other times it’s driven by broader trends—higher repair costs, more theft, litigation, or severe weather—where your personal situation Read More…
Tuesday, October 23, 2012 21:57
Driving in New York can be demanding—especially in dense, high-traffic areas. Even a few mistakes can push you into a “high-risk” category with insurers, which usually means fewer carrier options and higher premiums. If you’re dealing with repeated tickets, accidents, or a serious violation, this guide explains what “high risk” Read More…
Monday, May 21, 2012 5:13
Whether you’re commuting to class in Buffalo, parking on the street in NYC, or bringing a car to campus upstate, student drivers in New York need to think about a few details that can directly affect coverage and price: where the car is garaged, who owns it, which state it’s Read More…
Monday, May 21, 2012 5:12
Getting a driver’s license is a big milestone—but teen drivers are also expensive to insure, and coverage rules in New York can be confusing. This guide explains what coverage you need, why premiums are higher for teens, and practical ways families can lower costs without cutting corners. If you’re new Read More…
Monday, May 21, 2012 5:12
Many drivers search for “SR-22 insurance in NY” after a ticket, a DUI/DWI, or an insurance lapse. Here’s the key point up front: New York does not use SR-22 (or FR-44) certificates. Instead, New York enforces financial responsibility through continuous New York-issued insurance and DMV registration rules. This guide explains Read More…