Tuesday, May 22, 2018 20:22
New York is a no-fault insurance state, which means your auto policy’s Personal Injury Protection (PIP) (often called “No-Fault”) is designed to pay certain accident-related medical and economic costs quickly—without needing to prove who caused the crash. In New York, the mandatory minimum PIP limit is generally $50,000 per person Read More…
Monday, May 21, 2018 16:07
No-fault auto insurance (also called Personal Injury Protection, or PIP) is the part of a New York auto policy that pays certain injury-related costs after a crash—regardless of who caused it. Because it’s required for most registered vehicles, it’s a key piece of New York’s auto insurance laws and minimum Read More…
Saturday, May 19, 2018 22:18
Newly licensed drivers—including college and high school students—often focus on the car, the license, and the first solo drive. In New York, the next (non-negotiable) step is getting the right insurance in place before you register or operate a vehicle. New York requires most drivers to carry auto insurance, and Read More…
Thursday, May 17, 2018 14:49
New York is a no-fault auto insurance state, which means most injury claims start with Personal Injury Protection (PIP) regardless of who caused the crash. At the same time, New York drivers must also carry bodily injury liability coverage (often shortened to “BI”) to protect themselves if they injure someone Read More…
Tuesday, May 15, 2018 13:54
Bundling can be one of the simplest ways to lower your insurance costs—but only if you compare the total package (price and coverage), not just the advertised discount. In this guide, you’ll learn what bundling really means, which policies pair well with auto insurance, and how to shop for a Read More…
Tuesday, May 08, 2018 19:10
New York drivers must carry auto insurance to register and legally operate a vehicle. If you’re trying to find the lowest possible price, the most reliable strategy is to compare multiple quotes for the same coverages and deductibles—then apply every discount you qualify for. For practical ways to cut costs Read More…
Saturday, May 05, 2018 20:10
Driving for Uber or Lyft can be a flexible way to earn income in New York—but it also changes how your car insurance works. Most personal auto policies exclude “livery” or “for-hire” use, meaning you can’t assume your everyday coverage will respond the same way once you start taking paid Read More…
Thursday, May 03, 2018 18:32
If your business owns vehicles, has employees who drive for work, or uses a car, van, or truck to deliver goods or provide services, you’ll usually need commercial auto insurance. The right policy helps protect your business from crash-related lawsuits, vehicle repair bills, medical costs, and operational downtime. Note: Coverage Read More…
Wednesday, March 19, 2014 23:07
Car sharing can be a smart alternative to owning a car—especially in cities where parking, maintenance, and insurance costs add up. You can book a vehicle for minutes, hours, or days, pay only for what you use, and (in many programs) fuel, maintenance, and some insurance protections are built into Read More…
Thursday, February 20, 2014 2:24
Rochester has a long-standing reputation for being a more affordable place to insure a car than many large U.S. metros—but “cheap” depends on your ZIP code, driving history, vehicle, and coverage choices. If you’re pricing auto insurance in Rochester, treat old rankings and citywide averages as context, not a prediction Read More…